We at IrishCar.Com would be very grateful if you can take a couple of minutes to help us with this RAC Ireland-supported survey.
Just copy this complete section and then click here to get an automatic email pad to us. Then paste the copy onto the pad. Then tick (x) to which answer is closest to your experience on whichever of the questions you want to answer. Finally hit 'Send'.
Thank You
---
RAC/IrishCar.com insurance survey questions -
PART 1.
1. Your identity and details remain completely confidential but for the purposes of this survey we need an indication of your age and sex.
Male
Female.
2. Age Range:
18-25
26-40
40-55
55-70
70 and over
3. Assuming you have been insured previously and have a normal no-claims bonus (if neither apply please skip this and the next question), by how much has your insurance premium risen in the past year?
Up to £25
Up to £50
Between
£50-£100
£100-£150
£150-£200
more than £200
4. What percentage increase does that represent on your previous premium?
0-5%,
5-10%
10-15%
15-20%
20-30%
30-50%
more than 50%
more than 100%.
5. How much do you think you know about the details of your insurance policy in terms of what it specifically does and does not offer you?
Not much
A fair amount
Quite a bit
A lot
Everything
6. Did you check it in detail before paying your new premium or did you base your decision purely on cost?
Checked everything
Checked major points only
Checked very little
Decided mainly on cost
Decided completely on cost
7. In general what sort of service do you feel you are getting for your premium?
Very poor
Poor
Moderate
Good
Very good
Excellent.
8. Have you changed your insurance company in the past three years?
Yes
No
9. If Yes How often -
Once
Twice
Three time
More than three
10. Why did you change?
1. Cost
2. Better value/package
11. If you changed, how much money do you calculate you saved?
Up to £20
Between £20 and £50
Between £50 and £100
Between £100-150
Between £150-£200
Between £200-£300
Between £300-£500?
12. If you have not changed, do you believe you are losing out in terms of higher premium and/or better package?
Yes
No
Don't know
13. Do you think you will change companies in the next year?
Yes
No
Don'tKnow
----------
PART 2.
1. Do you think vehicle insurance rates are at their current levels because:
a) Ireland has such a high level of claims
b) It is a small restricted market
c) Insurance companies are making substantial profits
d) Our road conditions
e) Poor driving skills generally
f) If you think it is a combination of these factors please tick which ones a) b) c) d) e)
2. Realistically how much do you think the Government can do about how premium prices are structured?
Nothing
Very little
Moderate amount
A lot
3. Would you favour some sort of Government action on, or inquiry into, making insurance costs more transparent?
Yes
No
Don't Know
4. Should learner (untested ) drivers be allowed on the road unaccompanied?
Yes
No
Don't Know
5. Do you think drivers, especially young ones, are adequately prepared to take to the road under our current system?
Yes
No
Don't know
6. Would you favour more Government action and expenditure in this area?
Yes
No
Don't Know
7. Should new-qualified drivers be subject to a speed restriction for their first year on the road?
Yes
No
Don't Know
8. Do you think such Government actions would lead to:
Lower insurance premiums
Higher
No change
9. Do you expect to pay more or less next year?
More
Less
Much the same
---
Thanks again! BB